Decjuba has partnered with zipPay to offer a flexible buy now, pay later option so you can enjoy your favourite pieces now.
zipPay is a safe, simple & convenient payment option (powered by zipMoney) allowing you to make sure you never miss a style today & give you flexibility to pay over time for your purchases.
KEY FEATURES & BENEFITS
- No interest, ever
- Nothing to pay today
- Reusable shopping account up to AU $1,000
- Flexible repayments – pay weekly, fortnightly or monthly
- Shop without a credit card
- Sign up in second
HOW DOES ZIPPAY WORK?
- Simply shop and choose ZipPay as your payment method at checkout
- Sign in or create your account and complete your order
- Your order is processed as normal, ZipPay will pay on your behalf and your order will be processed and dispatched as normal
- Log into your zipPay account to set up your desired repayments, you can pay your balance off over time in flexible instalments that suit your lifestyle
WHO CAN USE ZIPPAY?
zipPay is available to anyone who is over 18 years of age and an Australian citizen or permanent resident.
HOW DO I APPLY FOR A ZIPPAY ACCOUNT?
To apply for an account, simply select zipPay at checkout when completing your purchase or you can apply on the zipPay website here.
You will need to login to create a zipPay account using a Facebook or PayPal account and confirm the details you would normally enter when shopping online.
Subject to approval, this process takes only seconds and after approval you can complete your purchase and pay for it later.
Once your zipPay account has been created you never have to apply again and can continue to reuse it as much as you like.
HOW DO I SET UP ZIPPAY REPAYMENTS?
You can choose to pay off your balance in full or make partial payments that suit your budget.
To ensure you never miss a payment you can set up automatic payments make your repayments (you can set your repayments to run for as much and as often as you like) or you can make one off payments at any time as long as you pay at least the minimum of $40 per month.
Please note that a $5 monthly account service fee will apply to your account for any month you do have an outstanding balance.
All payments can be made online by debit card, credit card or Bpay through logging into your zipPay account.
IS THERE A COST TO USE ZIPPAY?
There are no establishment fees to set up your account and no interest charges.
If you have repaid your balance by your account due date you will never be charged any fees.
Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again for additional purchases.
CAN I USE ZIPPAY ONLINE AND IN STORE?
At present zipPay is only available for Decjuba purchases on the Decjuba website.
CAN I RETURN A ZIPPAY PURCHASED ITEM?
Yes, provided returns fall within the Decjuba standard returns policy. The balance owed will be credited to your zipPay account.